UnitedHealthcare
A simpler health care experience awaits
At UnitedHealthcare, we want to help you make the most out of your health plan so you can save time and money and be the healthiest you possible. Learn more about the benefits and services included in our plans at the UnitedHealthcare State of Maryland Employees and Retirees website. Or you can watch the State of Maryland: “Why UnitedHealthcare may be right for you” video in English or Spanish, which is specific to your Maryland benefits. You can also learn more about UnitedHealthcare by reading the Why UnitedHealthcare flier - PDF - PDF.
UnitedHealthcare Plan Information
We are committed to giving you access to a better health care experience. Learn more about how UnitedHealthcare can help give you the personalized care and solutions you and your family deserve:
- National network with over 1.8 million providers, including a broad local network in Maryland
- A local Maryland 24/7 Customer Advocate team
- Easier ways to get care through 24/7 Virtual Visits, 24-hour nurse, virtual primary and specialist care and more
- Digital tools, such as myuhc.com® and the UnitedHealthcare® app, that help you easily estimate medical costs, find network doctors, review claims and manage your health
- Preventive services covered at 100% when you stay in network**
- Diagnostic breast and lung cancer screenings paid at 100% of allowed amount
- No referrals needed to see specialists
- Confidential behavioral health support through virtual visits, in-person appointments or digital tools
- Wellness programs including One Pass Select® fitness membership program
*As of June 2025
** Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.
| Choice EPO | ChoicePlus PPO |
|---|---|
| You will either be responsible for copays for doctor visits that are not considered preventive care or have certain services covered at 100%. | You will have copays for network doctor visits that are not considered preventive care. You are responsible for coinsurance until you have met your out-of-pocket maximum. |
| You will only have coverage in our network. If you choose to see a doctor outside of our network, you will likely have to pay for services out of pocket. | You have out-of-network coverage. You will have a deductible and 30% co-insurance responsibility. |
No matter which UnitedHealthcare plan you choose, you’ll have access to our local network that includes every hospital in Maryland plus our broad national network (of over 1.8 million physicians and health care professionals).
You will also have:
- Single toll-free number for all medical and mental health benefits
- Access to 175,000 vision provider access* points nationwide (including Warby Parker and USA Glasses)
- Visits with specialists without needing a referral
- Mental health and substance use benefits including virtual visits, in-person appointments, family support and digital tools
- Ability to see a doctor anytime with a 24/7 Virtual Visit, or call your doctor using telemedicine (if available)
- Virtual primary and specialist care through myuhc.com or the UnitedHealthcare® app
For more information, view or download:
- UnitedHealthcare’s 2026 State of Maryland enrollment brochure
- UnitedHealthcare’s 2026 State of Maryland Spanish enrollment brochure
- Vision Plan overview - PDF
- 24/7 Virtual Visits overview - PDF
- Virtual primary care overview - PDF
- Virtual specialists care overview - PDF
*As of June 2025
Our vision benefits are designed to meet your lifestyle, eye care and eyewear needs.
- Broad vision network: The plan uses UnitedHealthcare Vision Network (formerly Spectera Vision Network), a national network of eye doctors including private providers as well as retail vision stores.
- Eye exams: Your vision benefits include a routine annual eye exam.
- ExpressExam: UnitedHealthcare Vision members can renew eyewear prescriptions virtually with ExpressExam at no additional cost. Learn more by viewing the ExpressExam flier - PDF.
- Contact lens allowance: You may have coverage for a fitting and follow-up visits depending on your plan design and lens choice.
- Lens options: Popular lens options, like UV protection or anti-reflective coating, are available at price-protected amounts.
- Additional pairs of glasses: Receive a 20% discount on additional pairs of eyeglasses, including prescription sunglasses.
- Hearing aid discounts: You can get preferred pricing on custom-programmed hearing aids through UnitedHealthcare Hearing. Learn more by viewing the Hearing Discount flier. - PDF
Read the Vision Plan overview - PDF to learn more about the vision benefit. Or go to myuhcvision.com to learn about specific benefits and coverage amounts or to find a network vision provider near you.
The State of Maryland is continuing its Wellness Plan in 2026. Any activities that were completed in 2025 will carry over to 2026. Participating in this plan can help you save money on your health care with $0 copays on PCP and office visits and 24/7 Virtual Visits, plus a reduction in specialist visit copays. UnitedHealthcare offers tools to help make it easier to complete the wellness activities and track your health care.
One Pass Select®
Discover a subscription well-being program that offers flexible fitness options and the ability to use thousands of gyms nationwide plus digital fitness classes. You can also get a grocery delivery subscription included with your subscription. View or download the OnePass Select flier. - PDF
UHC Rewards
Get in on an experience that’s designed to help inspire healthier habits. Get more out of your health plan with UnitedHealthcare Rewards, where complete wellness actions such as personal missions or public challenges. Plus, use UHC Rewards to track your Wellness Plan activities on myuhc.com® or in the UnitedHealthcare® app.
Wellos
You deserve more than a one-size-fits-all wellness program. That’s why Wellos uses smart coaching technology to personalize your health journey and work with your lifestyle. With insights and recommendations based on your personal habits, Wellos responds to what you learn, what you eat, what you need, and what you know.
Real Appeal®
Join a weight loss program with live online coaching, interactive videos, digital tools and a success kit shipped to your door to help you make small behavior changes. View or download the Real Appeal overview - PDF.
Quit for Life®
Enroll for support from a Quit Coach® who can help you create a realistic plan to quit tobacco, overcome cravings and stay motivated. You may qualify for complimentary nicotine replacement therapy. View or download the Quit for Life overview - PDF.
Disease and Case Management programs
If you need help managing a specific chronic condition, or if you need long-term support after a hospitalization or a catastrophic health event, we have nurses who can help. Our condition management programs offer personalized support with digital applications and messaging for a more integrated relationship with your nurse.
Maternity Support
Throughout your pregnancy, access resources to answer your questions and support you during your pregnancy and after delivery. Start by taking a maternity support assessment, which only takes minutes to complete. Based on your responses, a maternity nurse may reach out to you and connect you with the care you need, answer your questions and support you every step of the way. View or download the maternity support overview - PDF.
UnitedHealthcare provides benefits to help you feel more in control of your emotional well‐being. Your Mental Health benefit can help you effectively deal with stressful and challenging situations. View or download the mental health benefits overview - PDF. Visit the Live and Work Well website and use access code “UHC” to learn more.
Calm Health
You may have heard about or even used the Calm app. Now get access to its most popular features and much more with Calm Health. Available through UnitedHealthcare benefits at no additional cost to you, it includes content written by licensed psychologists. Work toward well-being goals like:
- Better sleep
- Building skills to manage stress
- Developing resiliency
- Starting and building a mindfulness habit
It’s all self-guided, so you can go at your own pace. View or download the Calm Health flier - PDF.
Behavioral Health Virtual Visits
Behavioral virtual visits let you talk to a behavioral health professional from your mobile device, tablet or computer. View or download the Behavioral Health Virtual Care overview - PDF.
Behavioral Health in-person visits
Get personal support with a psychiatrist or therapist for a specific diagnosis, including substance use treatment benefits.
Family Support Program
Get tailored education, support, referrals, and provider/specialist searches to help you make educated, confident decisions for your child and family.
- Learn more about the benefits and services included in our plans by visiting the State of Maryland employees and retirees website or call 1-800-382-7513.
- Discover vision benefits available through the UnitedHealthcare Vision website.
- Find information on behavioral health support and search for a provider on the Live and Work Well website and use access code “UHC” to learn more.
- Watch the UnitedHealth Premium® Program video.
- Watch “Digital Tools to Manage Your Plan” video.
- Visit the myuhc.com® website or download the UnitedHealthcare® app to manage your plan on the App Store® or Google Play™.